Yala × Alchemy Pay: Spend Bitcoin Yield in the Real World with the Yala Yeti Card
Yala, a native Bitcoin liquidity protocol, is partnering with Alchemy Pay, a leading payment gateway bridging crypto and fiat, to bring $YU closer to the real world.
As part of this collaboration, the upcoming Yala Yeti Card, powered by Alchemy Pay, will take Bitcoin-native liquidity a step further. Soon, users will be able to spend their $YU yield directly at millions of merchants worldwide, from coffee shops to online retailers, without giving up ownership of their BTC.
The integration brings Alchemy Pay’s global payment infrastructure into Yala’s ecosystem, enabling both the Yeti Card issuance and on-off-ramp support for $YU, allowing users to buy or sell $YU with fiat. Together, we’re extending Bitcoin-backed liquidity beyond DeFi and into everyday spending, commerce, and real-world assets.
Founded in 2017, Alchemy Pay’s infrastructure powers on- and off-ramp solutions, NFT checkout, merchant payments, and crypto card issuance for users and businesses globally. With support for fiat payments across 173 countries and over 300 payment channels, Alchemy Pay’s infrastructure is a proven gateway for turning protocol-native assets into everyday utility.
By tapping into this infrastructure, Yala makes $YU a truly versatile asset, spendable, accessible, and backed by native BTC. Yala’s core mission is to unlock capital efficiency for BTC holders. Through MetaMint, users mint $YU backed by native Bitcoin, gaining portable liquidity without facing liquidation risk. $YU depositors can also earn sustainable, Bitcoin-native yield, making it useful for both DeFi investors and everyday users alike.
By combining Yala’s liquidity engine with Alchemy Pay’s payments infrastructure, $YU becomes more than a stablecoin: it becomes a bridge between on-chain yield and real-world spending. This partnership positions $YU as a potential Bitcoin-native settlement layer, enabling seamless movement between DeFi, payments, and real-world assets.
As Yala continues to innovate, we're committed to expanding Bitcoin’s role in global finance. This is just the beginning.
Follow us on @yalaorg for upcoming announcements as we bring Bitcoin-native liquidity into the world.
About Alchemy Pay
Founded in 2017, Alchemy Pay is a payment gateway that seamlessly connects crypto with traditional fiat currencies for businesses, developers, and end users. With its offerings including On & Off-Ramp, Web3 Digital Bank, NFT Checkout and its newly launched RWA platform, Alchemy Pay supports fiat payments in 173 countries.
The Ramp is a one-stop solution to buy and sell crypto and fiat, easily integrated by platforms and dApps according to requirements. The RWA platform allows global users to invest in tokenized real-world assets using local fiat currencies, lowering entry barriers and democratizing access to traditional financial instruments. Our Web3 Digital Bank supports Web3 enterprises by providing multi-fiat accounts and instant fiat-crypto conversion capabilities. Additionally, the NFT Checkout enables direct purchases of NFTs using fiat payment methods. ACH is the Alchemy Pay network token on the Ethereum blockchain.
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Yala is a native Bitcoin liquidity protocol that channels BTC into yield opportunities across DeFi and RWAs.
Bitcoin holders unlock capital through self-custodial, liquidation-free borrowing by minting $YU, a BTC-backed liquidity asset. In this process, they pay a stability fee directly to $YU depositors, effectively exchanging BTC-backed exposure for portable, capital-efficient liquidity and access to yield without giving up ownership.
Yala’s SmartVault module manages system risk and ensures efficient yield distribution.