Yala & RateX: Structured Yield Strategies with $YU
Yala officially onboarded another Solana-native protocol to its DeFi Marketplace: RateX.
As a powerful multi-chain yield trading platform, RateX now enables holders of $YU – Yala’s BTC-backed liquidity asset – to access a range of advanced yield strategies.
Choose from fixed returns, yield-generating liquidity provision, or high Berries rewards. Each strategy offers a distinct balance of yield potential, risk exposure, and Berries – Yala’s reward points – all accessible directly through the Yala DeFi Marketplace.
What Is RateX and How Does It Work?
RateX is a structured yield protocol built on Solana for yield trading and fixed-rate income strategies. It transforms yield-bearing assets into tradable components, allowing users not only to earn passive income – but to actively trade, hedge, or amplify future yield.
At the core of RateX is a simple yet powerful mechanism: when you deposit a yield-bearing asset (YBA), the protocol splits it into two tokens:
- Principal Token (PT): Represents the underlying principal, redeemable at face value upon maturity.
- Yield Token (YT): Represents the right to claim all future yield generated before maturity.
Example:
If you deposit 1 $YU into RateX, it gets split into:
- 1 PT-YU (redeemable for 1 YU at maturity), and
- 1 YT-YU (entitling you to all yield produced by that YU during the period).
Depending on your strategy, you can:
- Hold only the PT to lock in a fixed yield;
- Buy just the YT to speculate on rising APY;
- Or hold both PT + YT to retain full exposure – essentially replicating the original $YU position.
In short: RateX lets you separate and trade future yield, so you can manage, price, and optimize your returns – your way.
What Can You Do with Your $YU on RateX?
With RateX now integrated into Yala’s DeFi Marketplace, $YU holders can access a full suite of yield strategies directly.
Whether you’re looking to maximize fixed returns, boost your Berries, or find a balance between risk and reward, here’s how each strategy works:
Note on Yala Leverage
The displayed “Yala Leverage” (e.g., 249.59×) does not mean you earn Berries 249.59× faster.
Instead, it reflects how efficiently you’re earning Berries relative to how much $YU you spent.
When you buy a Yield Token (YT), rewards are calculated based on the full value of its underlying asset – typically 1 $YU – even if you paid less.
That’s why YT is a powerful way to amplify your Berries earnings per dollar.
In short: Higher leverage = better efficiency, not faster speed.
Your Yield Journey Starts Here
Head over to the DeFi Marketplace tab in the Yala mainnet and get started in seconds.
1. Provide $YU Liquidity
- Go to the DeFi Marketplace tab in the Yala app and click “Go” to open the strategy panel.
- Select the “Provide Liquidity” section.
- Enter the amount of $YU you wish to supply and click “Add Liquidity.”
- Confirm the transaction in your connected wallet.
2. Buy YT (Yield Tokens)
- Click “Buy YT-YU-2509” in the strategy panel.
- Enter your position amount in the “Leverage Farm” section.
- Confirm the transaction in your wallet.
3. Buy PT (Principal Tokens)
- Click “Buy PT-YU-2509” in the strategy panel.
- Select a maturity date, enter your deposit amount, then click “Deposit.”
- Confirm the transaction in your connected wallet.
Beyond Transfers: Yala Drives Value
By combining BTC-backed liquidity with curated DeFi strategies on the Yala DeFi Marketplace – like RateX, Kamino, and Raydium – Yala transforms idle capital into high-performing yield positions.
Don’t have $YU on Solana yet? Use the Yala Bridge to bring it over effortlessly.
Prefer Ethereum? Yala also supports leading protocols on Ethereum – just use the Convert feature to mint $YU from USDC with zero slippage.
Most platforms move assets. Yala moves outcomes.
Join the Yala Community
Yala is a native Bitcoin liquidity protocol that channels BTC into yield opportunities across DeFi and RWAs.
Bitcoin holders unlock capital through self-custodial, liquidation-free borrowing by minting $YU, a BTC-backed liquidity asset. In this process, they pay a stability fee directly to $YU depositors, effectively exchanging BTC-backed exposure for portable, capital-efficient liquidity and access to yield without giving up ownership.
Yala’s SmartVault module manages system risk and ensures efficient yield distribution.