RateX Joins the Yala DeFi Marketplace: Trade Yield with Leverage and Earn Fixed Returns on Solana

GM Yetis,

We’re excited to welcome RateX, a powerful multi-chain yield trading protocol, to the Yala DeFi Marketplace.

With RateX now live on Yala, you can tap into leveraged yield opportunities, earn predictable fixed returns, or become a liquidity provider in high-performance yield markets, all using your $YU on Solana.

This marks a significant expansion of Yala’s multi-chain strategy and gives $YU holders more control, more leverage, and more ways to earn, boosted by 6x Berries rewards.

Start trading yield on RateX via Yala: https://app.yala.org/defi-marketplace 

View the full guide: https://docs.yala.org/user-guide-mainnet/earn#defi-marketplace 

Why RateX

RateX is Solana’s go-to protocol for margin-based yield trading and fixed-rate yield tokenization. Operating across multiple chains, RateX provides traders and liquidity providers with efficient access to yield-bearing assets (YBAs), with flexible strategies designed for both alpha and stability.

At its core, RateX lets users:

  • Trade Yield Tokens (YT) on margin: Amplify exposure to APY movements 
  • Earn Fixed Yield: Lock in predictable, fixed returns by selling future yield
  • Yield Liquidity Mining: Provide YBA liquidity to earn fees, rewards, and embedded yield

And now, all of this is available on Solana, accessible with your $YU.

How It Works in the Yala DeFi Marketplace

Yala’s DeFi Marketplace is your command center for yield opportunities across top DeFi protocols. RateX joins our existing lineup of Kamino, Raydium, and Pendle to unlock even more composable strategies for $YU.

With the new RateX integration, you can deploy your $YU into advanced yield strategies directly from the Yala dashboard. No bridges, no switching apps.

1. Provide Liquidity for Yield Trading

→ Supply $YU LP to fuel RateX’s yield trading markets and earn trading fees, embedded yield, and LP incentives.

All actions are gas-efficient, seamless, and fully composable with your $YU holdings.

2. Buying Discount Tokens (PT)

→ PT-YU enables users to earn a fixed $YU yield by holding the newly acquired PT until the stated maturity date.

3. Buying Yield Tokens (YT)

→ Gain directional exposure to future $YU yield. Go long to benefit from rising rates, or short to hedge against yield drops.

Providing $YU liquidity on Solana and buying Yield Tokens also earns you Berries with a 6x multiplier, Yala’s native reward system that amplifies your yield farming participation, plus 5x RateX points, additional incentives within the RateX ecosystem.

Broadening DeFi Access for Bitcoin

The addition of RateX strengthens our commitment to giving Bitcoin holders access to the most powerful yield tools in DeFi.

By minting $YU, users gain a flexible, cross-chain asset that’s composable across ecosystems like Solana and Ethereum. With integrated access to RateX, Kamino, Raydium, and Pendle, $YU becomes a passport to the most capital-efficient opportunities in the market.

More control. More leverage. More yield, all without ever selling your BTC.

Start earning with RateX on Yala:

https://app.yala.org/defi-marketplace 

Join the Yala Community

Yala is a native Bitcoin liquidity protocol that channels BTC into yield opportunities across DeFi and RWAs. 

Bitcoin holders unlock capital through self-custodial, liquidation-free borrowing by minting $YU, a BTC-backed liquidity asset. In this process, they pay a stability fee directly to $YU depositors, effectively exchanging BTC-backed exposure for portable, capital-efficient liquidity and access to yield without giving up ownership.

Yala’s SmartVault module manages system risk and ensures efficient yield distribution.

Website | Twitter | Telegram | Discord | Docs

Minting $YU on Yala Mainnet

Yala empowers Bitcoin holders to unlock the world of DeFi without giving up control of their BTC. At the center of this experience is $YU – the liquidity enabler backed by Bitcoin.

In this guide, we’ll walk you through how to mint $YU easily with BTC.

Mint $YU from Native BTC

Unlock on-chain liquidity from your BTC and access yield opportunities through Yala by MetaMinting $YU.

Deposit  BTC for YBTC, MetaMint $YU and Earn.

Step 1 – Deposit BTC to Receive YBTC

To begin, you’ll first convert your BTC into YBTC, a wrapped Bitcoin token on Ethereum used within the Yala protocol.

Click the YBTC button in the top-right corner.

Then:

  1. Go to the MetaMint $YU page.
  2. Enter how much BTC you’d like to deposit.
  3. Review the transaction fee (0.0003 BTC) and estimated confirmation time (~60 minutes, requiring 6 confirmations).
  4. Click Submit and approve the transaction in your Taproot-compatible BTC wallet.
  5. Once confirmed, your YBTC balance will appear on the destination chain (e.g., Ethereum).

Tip: Track your BTC deposit status under Portfolio → In and Out History. It may take 5–10 minutes for the entry to appear after confirmation.

Step 2 – Use YBTC to MetaMint

Now that you’ve received YBTC, it’s time to mint your $YU:

  1. On the MetaMint panel, enter the amount of YBTC you want to deposit.
  1. You can:
  • Use the Value tab to input exactly how much $YU you’d like to mint, or
  • Use the Percentage tab to adjust your Collateral Ratio.
  1. Make sure the vault meets the minimum threshold of 2,000 $YU, which includes a 200 $YU liquidation reserve.
  2. Click Create Vault.

Tip:  First-time users will need to approve YBTC spending. We recommend approving a higher cap to avoid repeated gas fees in future actions.

  1. Confirm the transaction in your destination chain wallet (e.g., MetaMask).
  2. Once complete, your $YU will appear in your wallet, and your vault will be visible on the Portfolio page.

Note: If Yala’s platform-wide Total Collateral Ratio drops below the Critical Collateral Ratio, new vault creation may be temporarily disabled to maintain system stability.

Don’t have BTC? No problem. If you already hold USDC on Ethereum, you can get $YU instantly – without any slippage via Convert.

Here’s how:

  1. Navigate to the Convert tab at app.yala.org.
  2. Connect your Ethereum wallet (e.g., MetaMask).
  3. Enter the amount of USDC you want to convert.
  4. Click Convert and confirm the transaction.
  5. Receive $YU directly in your wallet – 1:1 rate with zero slippage.

This option is perfect if you want to quickly access staking, farming, or other DeFi activities on Yala.

What’s Next After Minting $YU?

With $YU in hand, you’re now ready to explore everything Yala has to offer. Here’s how you can put it to work:

Mint your first $YU today at app.yala.org, and follow our guide at docs.yala.org if you need a hand.

Join the Yala Community

Yala is a native Bitcoin liquidity protocol that channels BTC into yield opportunities across DeFi and RWAs. 

Bitcoin holders unlock capital through self-custodial, liquidation-free borrowing by minting $YU, a BTC-backed liquidity asset. In this process, they pay a stability fee directly to $YU depositors, effectively exchanging BTC-backed exposure for portable, capital-efficient liquidity and access to yield without giving up ownership.

Yala’s SmartVault module manages system risk and ensures efficient yield distribution.

Website | Twitter | Telegram | Discord | Docs

Pendle Joins the Yala DeFi Marketplace: Unlock Yield Trading and Liquidity Strategies on Ethereum

GM Yetis,

We’re thrilled to welcome Pendle, a top DeFi protocol for yield trading on Ethereum, to the Yala DeFi Marketplace. This integration enables Bitcoin holders to access advanced yield strategies through Pendle’s unique framework, while earning protocol-native incentives and Yala’s own Berries rewards, marking another milestone in our mission to multiply yield opportunities for $YU holders across top-tier DeFi protocols.

Whether you're farming incentives, trading future yield, or stacking Berries, Pendle offers a powerful new way to put your $YU to work.

Start earning in the Yala DeFi Marketplace: https://app.yala.org/defi-marketplace 

For walkthroughs, guides, and FAQs, visit: https://docs.yala.org/user-guide-mainnet/earn#defi-marketplace 

Why Pendle

Pendle introduces a novel approach to future yield on Ethereum. By separating asset ownership from yield through its innovative dual-token system, Principal Tokens (PT) and Yield Tokens (YT), Pendle enables users to trade or lock in future returns.

With Pendle now live on Yala, users gain access to 

  • Speculate on future yield with clarity and control.
  • Optimize returns with dual incentives (PENDLE incentives + Yala Berries).
  • Diversify DeFi strategies across Ethereum and Solana, within a single dashboard.

This integration brings sophisticated DeFi yield strategies directly into the Yala, accessible with just a few clicks.

How It Works in the Yala DeFi Marketplace

Yala’s DeFi Marketplace is your unified interface for accessing yield across top DeFi protocols on Ethereum and Solana. With existing integrations including Kamino and Raydium, the addition of Pendle brings powerful yield trading tools to the platform, further enhancing the capital efficiency of $YU.

Through Yala’s seamless interface, users can engage with Pendle strategies using their $YU:

  1. Providing $YU liquidity on Ethereum

→ Earn trading fees and PENDLE incentives by depositing $YU liquidity into Pendle’s yield markets.

  1. Buying Yield Tokens (YT)

→ Gain exposure to future $YU yield, allowing you to speculate or hedge based on your view of YU’s performance and the protocol’s actual returns.

  1. Buying Discount Tokens (PT)

PT-YU enables users to earn a fixed $YU yield by holding the newly acquired PT until the stated maturity date

Providing $YU liquidity on Ethereum and buying Yield Tokens also earns you Berries with a 6x multiplier, our native rewards system designed to recognize and multiply your DeFi participation.

All strategies are available directly through Yala: no bridging, no extra steps. Just connect your Ethereum wallet and activate your Pendle strategy.

Expanding Bitcoin’s Role in DeFi

Yala continues to execute on its core mission: transform Bitcoin from a passive store of value into an active, yield-generating asset. 

By minting $YU, Bitcoin holders gain access to a capital-efficient liquidity layer that is composable across ecosystems. With $YU now live across Ethereum and Solana, and deep integrations with Raydium, Kamino, and now Pendle, we’re committed to bringing the most advanced, composable, and diversified yield opportunities to our users.

This is just the beginning.

Start earning. Start multiplying. Start stacking with Yala now.

https://app.yala.org/defi-marketplace 

Join the Yala Community

Yala is a native Bitcoin liquidity protocol that channels BTC into yield opportunities across DeFi and RWAs. 

Bitcoin holders unlock capital through self-custodial, liquidation-free borrowing by minting $YU, a BTC-backed liquidity asset. In this process, they pay a stability fee directly to $YU depositors, effectively exchanging BTC-backed exposure for portable, capital-efficient liquidity and access to yield without giving up ownership.

Yala’s SmartVault module manages system risk and ensures efficient yield distribution.

Website | Twitter | Telegram | Discord | Docs

Getting Started on Yala Mainnet

Yala is a native Bitcoin liquidity protocol that channels BTC into yield opportunities across DeFi and RWAs without giving up ownership of their assets.

To start interacting on Yala mainnet, here’s everything you need to do:

Begin Your Yala Mainnet Journey in 4 Steps

Step 1: Visit the App

Go to app.yala.org - this is where all interactions on Yala take place.

If you have landed on the Yala website, simply click the “Launch Mainnet” button.

Step 2: Connect Your Wallets

Connect Your Wallets

You’ll need to connect 2 wallets. Click the “Connect Wallet” button in the upper right corner to connect your wallet:

- BTC Wallet (Taproot-compatible): 

It's crucial to ensure that you are using the Bitcoin environment. Choose your preferred Bitcoin wallet (e.g. UniSat), and make sure it supports Taproot (starting with “bc1p…”).

- Destination Chain Wallet (Ethereum Mainnet): After connecting your Bitcoin wallet, the next step is to connect your Destination Chain Wallet. This is the wallet where you want to receive $YU.

  • Click the “Connect Destination Chain Wallet” button in the upper right corner of the protocol page.
  • Sign in to your wallet and ensure it is connected to the Ethereum Mainnet.

Step 3: Deposit BTC and mint $YU

You will need to first deposit BTC to obtain YBTC. The exchange rate is 1 BTC = 1 YBTC. Please click the upper right corner YBTC button to start.

  • Enter how much BTC you’d like to deposit
  • The system will generate a deposit address for your BTC
  • After on-chain confirmation (can take up to ~1 hour), you’ll receive YBTC in your destination chain wallet (e.g. Ethereum)

Step 4: MetaMint $YU & Earn

Deposit YBTC, MetaMint $YU and Earn. Click “MetaMint YU” to start.

MetaMint YU

Alternatively, you could also go to Convert to get some YU without any slippage, and then go to "Earn" directly.

Convert to YU

What Can You Do After?

  • Stake your $YU in the Stability Pool
  • Provide liquidity on across multiple protocols and stake LP tokens for rewards via Yala Farming
  • Use the DeFi Marketplace to access external yield strategies
  • Track your vaults, LPs, and balances in the Portfolio page
  • View your earned Berries and rewards on the BerryBoard
  • Earn Berries to qualify for airdrops

Ready to go deeper? Explore minting, farming, and bridging tutorials at: https://docs.yala.org/user-guide-mainnet 

Join the Yala Community

Yala is a native Bitcoin liquidity protocol that channels BTC into yield opportunities across DeFi and RWAs. 

Bitcoin holders unlock capital through self-custodial, liquidation-free borrowing by minting $YU, a BTC-backed liquidity asset. In this process, they pay a stability fee directly to $YU depositors, effectively exchanging BTC-backed exposure for portable, capital-efficient liquidity and access to yield without giving up ownership.

Yala’s SmartVault module manages system risk and ensures efficient yield distribution.

Website | Twitter | Telegram | Discord | Docs

Yala Mainnet: Overview

Yala is a native Bitcoin liquidity protocol that channels BTC into yield opportunities across DeFi and RWAs without giving up ownership of their assets.

On Yala Mainnet, users can mint $YU, gain yield through staking or providing liquidity, bridge assets between Ethereum and Solana, and earn rewards by actively engaging with the protocol.

What You Can Do on Yala

Mint $YU: Deposit BTC via MetaMint or convert USDC 1:1 through the Convert feature

MetaMint YU
Convert
Stability Pool
Farming
DeFi Marketplace
  • Bridge assets: Use the bridge tool to transfer $YU between Ethereum and Solana
Bridge Tool
  • Track your assets: View and manage all your vaults, positions, and rewards on the Portfolio page
Portfolio
  • Earn Points (Berries & Ice Berries): Earn through both on-chain actions and off-chain engagement. Ice Berries are converted into Berries on mainnet and together they determine your airdrop eligibility.
Berryboard (Berries & Ice Berries Overview)

Security & Transparency

Yala is built on 3 foundational pillars:

  • Bitcoin-Native Security: BTC never leaves the Bitcoin blockchain, eliminating custodial risk
  • Institutional-Grade Yield: Tap into real-world yield opportunities managed by professionals - opportunities that are traditionally gated to institutions or high-net-worth individuals.
  • Transparent Risk Management: All strategies are backed by on-chain collateral and auditable performance. No black boxes. No surprises.

Getting Started on Yala Mainnet

  1. Visit app.yala.org
  2. Connect your BTC and destination chain wallets
  3. Use MetaMint to deposit BTC and mint $YU 
  4. Earn yield through the Stability Pool, Farming, or curated strategies in the DeFi Marketplace

Need more guidance? You can always refer to our full documentation here: https://docs.yala.org 

Join the Yala Community

Yala is a native Bitcoin liquidity protocol that channels BTC into yield opportunities across DeFi and RWAs. 

Bitcoin holders unlock capital through self-custodial, liquidation-free borrowing by minting $YU, a BTC-backed liquidity asset. In this process, they pay a stability fee directly to $YU depositors, effectively exchanging BTC-backed exposure for portable, capital-efficient liquidity and access to yield without giving up ownership.

Yala’s SmartVault module manages system risk and ensures efficient yield distribution.

Website | Twitter | Telegram | Discord | Docs